If youve been eyeing that Rolex watch for a while, but dont have enough cash saved, it might seem like owning it is just a dream. Your purchases may be returned to us within 10 days of delivery. rolex datejust owned pre 18k stainless yellow steel gold While you might be able to finance your Rolex with a layaway program, personal loan or other strategy, make sure you can afford any loan you take out, including its interest and extra costs. It may not have been reviewed, commissioned or otherwise endorsed by any of our network partners. When you apply for a loan, Affirm takes a number of factors into account, such as the current economic conditions, and your personal eligibility. Get personal loan offers from up to 5 lenders in minutes, Personal Loan Rates Still have a question? If we arent able to approve your application, we will immediately notify you of our decision and denial reason via a secured message. Usually, it takes an average of twoto three business days for your watch to be shipped (subject to availability). While some card issuers like credit unions issue fixed-rate credit cards, most come with variable rates that change with the market. This is for you if: You are a good borrower and can qualify for a low introductory APR, and can also pay off the watch in a shorter timeframe. Financing a Rolex watch means you'd likely pay installments over a set period instead of paying the entire amount at the time of purchase. Estimation of monthly payment excludes potential tax and shipping costs. We arent always able to approve financing for the full amount of a purchase. That's it. Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. Learn more about Rolex financing options with our guide. Sign up to receive emails from BeckerTime and get. When it comes to Rolex pay and for payment options in general, financing is a good alternative. Expect some kind of finance charge, though layaway programs dont charge interest. Loan amounts vary, from as little as $1,000 up to $50,000 or more, and the money can be used for a wide variety of purposes such major purchases, emergency expenses or paying off other debt. Options depend on your purchase amount, and a down payment may be required. *Your rate will be 0% APR or 1030% APR based on credit, and is subject to an eligibility check. Founded in 1905 by Hans Wilsdorf and Alfred Davis, the adventure begins as Wilsdorf & Davis. The timepieces of the Manufacture are synonymous with class, performance, prestige and precision. PayPal is another financing option. Affirm does not store your online banking login information we simply pass your login credentials to your bank via a secure service linking your checking account. Beyond mere material value, a Rolex still has a personal meaning. If you do not click on a category, we will only use the cookies required for the website and you will unfortunately not receive any personalized content. For more information, please read our Privacy Policy (United States). 1900 QUAIL ST Many people dream of owning a luxury Rolex watch, but sometimes this dream can feel out of reach. Go to the product page of your desired watch at SwissWatchExpo.com, then click on Prequalify Now beside the Affirm logo. If this occurs, please contact us. Weve partnered with Affirm to help you buy your dream Rolex watch with ease! To qualify, youll need to buy your Rolex from a vendor that offers Affirm financing at checkout or accepts the Affirm virtual VISA card. This website uses cookies to ensure you get the best experience. Affirm has very reasonable rates and no hidden fees. This soft credit check will not affect your credit score. Heres a comparison of five Rolex financing options that are offered by traditional or online jewelry retailers. Personal loans are installment loans with fixed interest rates and fixed terms, meaning youll have a clear repayment plan with predictable monthly payments. The Trusted Name in Authenticated Luxury Timepieces. They can be unsecured or not backed by collateral, and in some cases secured, or backed by an asset like your car or your home. However, because layaway programs arent an extension of credit, your payments even late payments wont be reported to the credit bureaus. A pioneer of the wristwatch and with an avant-garde spirit, Rolex is at the origin of many innovations hinges in watchmaking. Buying a used Rolex can be a straightforward way to make this big purchase more affordable. We will send you an email and SMS text message to confirm all of your billing due dates. Still, secured personal loans might also be an option. Rolex watches are characterized by sustainable design, constant refinement and the rejection of planned obsolescence. Read more here. Through this service, you could apply to lease a Rolex, even if you have less-than-stellar credit. Minimum purchase of $149 required. Financing may be available too for example, BeckerTime, an online retailer of used Rolexes, offers financing for up to three years through Affirm. His timepieces, which are certainly the most famous in the world, beat all the records at auction and dress the wrists of the greatest personalities. To apply, simply select Affirm as the payment method at checkout. You can revoke your consent at any time for the future and change your settings at any time by using the "Data Settings" link in the footer of our website. Used Rolex prices are often far lower than the price tags on new watches. However, with our Rolex financing options, you can quickly turn the dream of owning a Rolex into reality. Monthly financing through Klarna issued by WebBank, member FDIC. If you cant make payments on a secured loan, your collateral may be seized. While Affirm does not charge compound interest or late fees, they will check your credit score and your payment history with Affirm. If you're looking to finance your Rolex it's as easy as 3 simple steps. Yes, protecting your personal information is very important to us. Select affirm at checkout and enter some basic info for an instant decision. In most cases, if you dont pay for the balance in full, you will also be paying interest. Aftermarket additions void the warranty of new and used Rolex watches sold by Rolex S.A. or at. There is a pre-qualification process where they will ask 5 questions at checkout and you will get an instant decision. Affirm also allows financing for all of the nearly 40 brands we carry - including Rolex, Omega, Cartier, Patek Philippe, Breitling, Audemars Piguet, and more. While customers can take out multiple Affirm loans at once, each Affirm loan application is evaluated separately as a closed-end transaction. Occasionally, affirm will approve financing for lower amount than the purchase. Rates on unsecured personal loans typically range from 6% to 36%, and some personal loans can come with an origination fee of 1% to 8% of the loan amount (as of Sept. 16, 2021). You can read about AffirmPrivacy Policy here. Credit card interest compounds over time, so financing charges can add up quickly unless you pay off your balance in full each month. You wont be charged interest, but you will pay leasing costs. On the product page, click on Prequalify Now. By appointment only. You can often prequalify with a soft credit check, which wont affect your score. If thats the case, financing is a good alternative. Still an independent company, she manufactures almost all of her watches herself. Renowned for its irreproachable precision and the quality of its products, Rolex is the icon of luxury watchmaking. You will be asked to put a down payment, and possibly a finance charge, although layaway programs do not charge interest. Also, if you pay off your entire loan before the final due date, you will pay interest only for the period that you borrowed the money. Using a preferred financing method can make it easy to use their credit option during checkout. How it works: Personal loans can be used for a variety of purposes, and you dont have to specify what you are buying. Theres no card number to steal, so your account stays secure. Before Affirm approves your loan, the company will look at your credit score, the interest rate the vendor is offering you and your payment history with Affirm. You will get an update from Affirm usually within 2 business days after that. When 0% APR is running the following applies: 0% APR subject to credit approval, resulting in, for example, 12 equal monthly payments of $416.66 per $5,000. With a personalized financing plan, you can tailor the amount youll pay according to your needs and capacity, and pay for it in convenient monthly installments. A credit card is a revolving line of credit, which means you have a set maximum amount you can charge to your card. Cartier, Audemars Piguet, Baume & Mercier, Bell & Ross, Bedat, Breitling, Chopard, Ebel, Franck Muller, Girard-Perregaux, Graham, IWC, Jaeger Lecoultre, Longines, Maurice Lacroix, Omega, Piaget, Panerai, Patek Philippe, Roger Dubuis, Tag Heuer, Vacheron Constantin, Tudor, Zenith, Ulysse Nardin are all registered trademarks of their respective corporations. We also share information about the use of our website with our partners. To pre-qualify, click on the item of your choice at SwissWatchExpo.com, and click Prequalify Now. We also maintain physical, electronic, and procedural safeguards to protect your information. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Bob's Watches is an independent watch dealer and is not sponsored by, associated with and/or affiliated with Rolex S.A., Rolex USA, or any other brand listed on its website. Affirm doesnt compound interest or charge fees so it might offer a potentially more affordable financing option than a credit card. Because personal loan terms vary so much, its best to shop around and compare. See More. There are no credit checks or eligibility requirements with layaway programs, but a percentage of your payments may be non-refundable if you withdraw from the program. We encrypt all sensitive data including social security numbers. Affirm rebates any unearned portion of the finance charge for the remaining loan period. Your loan is complete and we can process your order immediately. A down payment may be required. With just 5 pieces of info, youll get a real time decision. You may be able to do this with a layaway or leasing program, or with a loan. While we hope we never have to do so, we reserve the right to refer delinquent accounts to collections. These are some of the most common questions from customers when these want buy something with Financing by Get started by browsing our collection of Rolex watches to find the perfect timepiece. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. For more information, please read our Privacy Policy (United States). See the chart below to start comparing various Rolex payment plans: Layaway programs help make major purchases more affordable by allowing you to pay them off in installments. Make easy monthly payments through the Affirm app or by signing in at affirm.com. No, there are no prepayment penalties or fees for paying off your loan early. We make it simple with just four easy steps: Go to the product of your choice at SwissWatchExpo.com. Unlike the online marketplaces we are not a vending machine, we are watch experts and we love helping our customers select the perfect Rolex. We do not ship or accept payment from Africa (except South Africa), China, Mexico, France, Vietnam, Indonesia and Russia. Bob's Watches only sells pre-owned watches and provides its own warranties on the watches it sells. If youre set on getting that Rolex watch from SwissWatchExpo and financing it through Affirm, here are a few FAQs to help you get started. If you apply for more loans with Affirm, we may perform additional soft credit checks to ensure that we offer you the best financing options possible. Doing so lets you see the terms you may receive when you formally apply. Before moving ahead with your Rolex purchase, or any big purchase for that matter, take a look at your budget and make sure you can afford to pay back any money you borrow. Youll put a deposit down on an item, then make regular payments until the item is paid off and can be taken home. Layaway programs allow you to pay for items in installments, but this arrangement means that the store will keep the item until it has been fully paid off and can be taken home. NEWPORT BEACH, CA 92660 All watch sales where Klarnafinancing is selected work off of the regular price of the item. For more information, please visit our Shipping & Returns page. Only watches in perfect condition that have not been worn and in their original packaging can be returned or exchanged. It only allows us to determine your ability to pay. Aftermarket additions void the warranty of new and used Rolex watches sold by Rolex S.A. or at www.rolex.com. Eligibility requirements and interest rates vary depending on the vendor. However, Affirm is an unsecured loan, so expect qualification to be harder than with secured loans, like an auto loan. Rolex Day Date President, Presidential, Super President, Submariner, Cosmograph Daytona, Datejust, Explorer, Sea Dweller, Air King, GMT Master, Yacht Master, YachtMaster, Milgauss, Prince, PearlMaster, and MasterPiece are all registered trademarks of the Rolex Corporation (Rolex USA, Rolex S.A.) All brands including Carier, Audemars Piguet, Patek Philippe, Ulysse Nardin, Breitling and Omega are trademarks of their respective holders. As you pay down your balance, you can make additional charges to the card. You may still qualify for certain types of credit cards with fair credit, but expect your interest rate to be much higher and to struggle to nab any introductory low-APR offers. Yes, when you first create an Affirm account, we perform a soft credit check to help verify your identity and determine your eligibility for financing. Copyright Bob's Watches. Using a personal loan calculator can help you estimate loan costs and ensure you can afford repayment before you borrow. You can also expect a cancellation and restocking fee. You can prequalify by clicking here ! Affirm will send you a confirmation email, where youll see exact due dates for your monthly payments. We believe that getting your Rolex timepiece should be within reach. Its also possible to find used Rolexes at an online-only retailer like Crown & Caliber. Each monthly payment will be due on the same day of the month throughout the loan period. It doesn't have to be with easy payment options that might just make that next sports watch you've been looking at a reality. In lieu of financing your purchase at checkout, you may apply for a loan ahead of time and have the approved amount loaded onto a virtual VISA card. The monthly payment amount will be based on the number of payments you choose. You can sign up at SwissWatchExpo, at affirm.com, or using the Affirm app. You will get the merchandise when youve fully paid for it. Should we determine that a repair under warranty is required, our watch experts will guide you on how to safely ship the watch to us. The fastest and easiest way to find a used Rolex is through an online search. All trademarked names, brands and models, mentioned on this site are the sole property of their respective trademark owners. Review your payment plan details and click confirm to finalize the loan. You pay for the amount youve borrowed back in full or in monthly installments. There are two ways to sign up for Affirm: Affirm offers clear, simple financing for your online purchases in just a few clicks: Cross River Bank is a New Jersey-chartered bank and is the lender for all Affirm loans. You can revoke your consent for the future at any time and change your settings at any time by using the link "Data settings" in the footer of our website and all sub-pages.