The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Its not a long-term option, but is a great short-term solution. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Those who can Direct Deposit at least $500. service provider and read the information they can provide. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Snapshot. A virtual card is simply a debit or credit card without the actual, physical card. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of However, credit score alone does not guarantee or imply approval for any Compare real offers from multiple lenders. Certain products and services may be licensed under U.S. Patent Nos. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Void in U.S. Fill in the application form. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. 2. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. However, if you choose a product and continue your application at a represent all financial services companies or products. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. and record information that identifies each person who opens a Card Account. Republic Bank & Trust Company, Member FDIC. Cardholder is responsible for repayment of any negative balance. Can you run a netspend card as credit? Order Your Brink's Money Prepaid Card Here >. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. And your money is FDIC Insured by Republic Bank & Trust but you may be able to use the Card for in-store purchase transactions. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. See if you qualify for student loan refinancing and compare real time offers. This compensation may impact how and where products appear on this site Mastery Wiki Search for: How; Who; By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Greater of 2.0% of total check amount or $5.00 per check load. Standard text message or data rates may apply. Additional transaction fees, costs, terms and conditions may It's secure, fast, and free. SuperMoney.com is an independent, advertising-supported service. The interest rates and APYs of each tier may change. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. 6 Payback Rewards is an optional program. information from the IRS, visit https://www.irs.gov/refunds. Fee is assessed to transferor's account when the transfer is Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. What bank does Brinks prepaid Mastercard use Use of the Card Account is subject to activation, ID verification, and funds availability. The interest rates and APYs of each tier may change. Residents of Vermont are ineligible to open a Card Account. [2] Payback Rewards SM Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Just $5 a month (compared to $9.95) for purchase Find out how. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. of a check or other direct payment method. Netspend is a registered agent of Republic Bank & Trust Company. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. iPhone. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. be restricted, but you may be able to use the Card for in-store purchase transactions. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Would you recommend Brink's Prepaid Mastercard to your friends? Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. CTA Banner. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. For people without credit, the. Certain products and services may be licensed under U.S. Patent Nos. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. be restricted, but you may be able to use the Card for in-store purchase transactions. Use of the Card Account is subject to activation, ID verification, and funds availability. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. and everyday life! For a complete list of fees, please refer to the fee schedule in the Cardholder - 10 PM. Get a free consultation from a leading credit card debt expert. Home equity line of credit (HELOC) calculator. Netspend is the federally registered U.S. service mark of Netspend Corporation. Brink's Business Expense. Fee to send money is determined and assessed by Western Union. editorial policy, so you can trust that our content is honest and accurate. Your wireless carrier may charge a fee for message and data usage. *Card issued by Republic Bank & Trust Company, Member FDIC. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Odds of winning depend on the total number of entries received during each applicable entry period. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. See the program FAQs and Terms and Conditions in your Online Account Center for additional 4% per foreign transaction. Login. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). 6,000,608 and 6,189,787. * See the online application for details about terms and conditions for these offers. Which Account Fits You Best? If your identity is partially verified, full use of the Card Account will may affect your credit. 1, 2020. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. If Brink's Money Prepaid Account - Brink's Prepaid Mastercard Fraud prevention restrictions may Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. If your identity is partially verified, full use of the Card Account will be restricted, With Brink's Direct Deposit, you can get paid faster* than a paper check. restrictions may delay availability of funds with or without notice. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. document.write(theYear); Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. 9. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. How to Find a Money Transfer Service Near Me? There is a Live Chat feature on the website under Customer Support. Prepaid cards only allow you to spend money already in your account. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. 9 Bill payments may be subject to fees. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). (877) 788-9067, or click the link below and activate it online. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. - 8 PM. 6,000,608 and 6,189,787. Brink's US Email: csc-dfw@brinksinc.com Cardholder Agreement for details. be associated with the funding and use of your card. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Unlike credit cards, however, they don't work on credit. Even the rewards with the. Use Direct Deposit Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Certain products and services may be licensed under U.S. Patent Nos. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The owner of this website may be compensated in exchange for featured placement of certain Brink's gives you the peace of mind you deserve. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. This is a third-party fee and is subject to change. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Card activation and identity verification required before you can use the Card Account. * Get direct deposit information. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. delay availability of funds with or without notice. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. April Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. To order a Card, provide your name, mailing address and email address. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. What KInd Of Credit Do You Need For An Auto Loan? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Copyright 2023 SuperMoney, LLC. theYear = now.getYear(); Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. With Brink's Direct Deposit, you can get paid faster than a paper check. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Brink's Prepaid Mastercard. Can a First-Time Home Buyer Get a Jumbo Loan? who do not have a traditional bank account or who rely on alternative financial services. There's no interest or late fees because it's not a credit card. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders $10 purchase cushion offered at the bank's discretion to cover overdrafts. Bankrate follows a strict Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Void where prohibited by law. 3. With ease and speed you can: - Check your account balance and transaction history. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. A FICO score/credit score is used to represent the creditworthiness of a 9. Can You Build Credit With a Prepaid Credit Card? For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Hidden. but can take up to one hour. Should You Use a HELOC to Pay Off Credit Card Debt? Greater of 5.0% of total check amount or $5.00 per check load. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . All rights reserved. Every reasonable effort has been made to maintain accurate information. theYear = now.getYear(); Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). If you have a professional tax preparer, give them these Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could We may also ask Plan. Void where prohibited. The maximum allowable savings account balance is $5,000. No late fees or interest charges because this is not a credit card. (Residents of the State of Vermont are ineligible to open a Card Account). Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Don't have a card? What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. In fact, its missing Netspends virtual card number benefit for safer online shopping. Neither Plan Fee option includes any other fees. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Bankrates editorial team writes on behalf of YOU the reader. Netspend is a registered agent of Republic Bank & Trust Company. 4. Walmart MoneyCard. Prepaid cards only allow you to spend money already in your account. Are you an existing customer? We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Use of the Card Account is subject to activation, ID verification, and funds availability. Release Summary. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Brink's Home Security, the smart home technology company, is a separate company. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) and governmental customers. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Use of Card Account also subject SuperMoney strives to provide a wide array of offers for our users, but our offers do not You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. When your highest-paid employees spend time handling cash, your business loses time and money. Card use subject to activation and identity verification. Compare Home Equity Lines of Credit Reviews. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Up to $3.95 per load. No Minimum Balance, No Late Fees - because this is not a credit card Considering a card program for your business? There is a reload fee of up to $3.95 fee every time you reload the card. Cash back rewards are credited to your Card Account and are not available in the form If you wish to change to another Plan, just call 1 (877) 8493249 or visit. $5.95 for processing and mailing of a return of funds check at Card Account closure. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly 6,000,608 and 6,189,787. Company, Member FDIC, upon card activation and identity verification.1. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Skip to content. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. standard Replacement Card Fee. See the Cardholder Agreement for details. Certain products and services may be licensed under U.S. Patent Nos. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Savings Account and is paid quarterly. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Standard text message or data rates may apply. Earn unlimited 1% cash back on all other purchases automatically. All other trademarks and service marks belong to their owners. Login. Our editorial team does not receive direct compensation from our advertisers. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. It's a 16-digit number and CVV code that are tied to an account. Residents of Vermont are ineligible to open a Card Account. Our experts have been helping you master your money for over four decades. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Sign Up Now. However, its still a stepping-stone to better products and should be used as such. that identifies each person who opens a Card Account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Start to spend more time on the things that matter like family, friends and everyday life. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of With Brink's Direct Deposit, you can get paid faster than a paper check. So you can avoid interest payments, bounced checks, or overdraft fees. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Because Savings How to Open a Brinks fire Safe. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. 6,000,608 and 6,189,787. Just a dollar-for-dollar match.
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